Right now your current auto policy excludes the time you are in transit to pick someone up with UBER and LYFT! Most people assume they are covered under their personal auto policy until they pick someone up and then the TNC or Transportation Network Company coverage kicks in when the person gets in their car. Not so! The personal auto insurance policy stops when the app is turned on and you are driving to pick someone up. This gap can leave you uncovered if you have an accident on the way to pick someone up using UBER or LYFT.
Now there is an endorsement you can add to your personal auto policy to fill this gap. It is called RideSharing Coverage and we, at Deleski Insurance, can make sure your policy includes this coverage or is added to your current policy. So if you are using UBER or LYFT in St. Paul, Minneapolis, or any of the Twin Cities or Minnesota area, we would be happy to take a look at your coverage to make sure it is adequate.
Call Deleski Insurance 651-633-0400 to make sure RideSharing Coverage is added to your auto insurance policy today!
So You Need (or Want) to Take a Defensive Driving Course in Minnesota?
Are you 55 years of age and looking to save some money on your auto insurance? Why not take a Defensive Driver course and save 10% for three years?
But, which is right for you? Here are some tips to help you decide:
- Search for Defensive Driver courses in your city online or ask your insurance professional to help you find one. At Deleski Insurance, we are more than happy to help you find a course near you that works with your schedule.
- Check with your agent. See if it’s time to take the course again or ask how much of a discount you’ll get if you take it for the first time. Typically you will receive a 10% discount on your auto insurance for three years. You may renew the discount again by taking a “refresher course”.
- Choose the type of course – there are online and classroom options, typically ranging from 4-8 hours depending on the course material. A first-time course will be eight hours, whereas the refresher course will be four hours. The discount will last for three years from the date you took the course.
- Determine how much you want to spend. Is it less expensive to take an online course? Or do you prefer a classroom setting? See which one works with your schedule and your budget.
Whether you are looking in Minneapolis, Roseville, Shoreview, or St. Paul, taking the Defensive Driver course will lower your premiums and help you remain the responsible driver we, at Atlas Insurance Brokers, know you are!